Pricing
Free for the decision.
Paid for the repeat workflow.
AnchorNova keeps the tool useful before it asks for money. The paid plan is for users who need continuity, cleaner scenario comparison, and a report they can come back to or share.
AnchorNova Plus
$12 / month
Cancel any time. Built for recurring use, not one-off math.
Saved plans
Keep lender quotes, down-payment options, and payoff strategies in one place so you can come back without rebuilding the math.
Scenario comparisons
Compare rate, term, and extra-payment changes side by side instead of guessing from one isolated calculation.
Decision briefs
Export a clean report with the baseline plan, the strongest alternative, and the tradeoff summary worth sharing with a partner or adviser.
Included in Plus
Saved plans for recurring decisions and lender follow-up
Scenario comparisons with side-by-side payment deltas
Decision briefs that turn outputs into a polished report
Deeper risk flags for budget pressure and payoff timing
The free calculator remains valuable either way. Upgrade only if the decision needs to live beyond one quick session.
Free plan
$0
Built for someone making a live loan decision right now.
Unlimited use of the core calculator
Monthly payment, payoff timing, and interest totals
Extra-payment analysis and recommendation layer
Search-friendly supporting calculators and guides
Pricing page
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Join the list for launch offers, saved-plan access, and new calculator releases without losing the free experience.
No spam. Only product notes, launch offers, and new decision guides.
Partner options
Partner links stay secondary
Affiliate opportunities appear only where rate shopping or refinance options can materially improve the outcome.
Compare rates before you sign
Best used when the quoted APR still feels heavy. A marketplace link belongs here because it can change the decision immediately.
Add the approved partner URL to activate
Partner link. AnchorNova may earn a commission if you choose an offer.
Check refinance options later
Useful for existing loans where the payment works today but the rate is expensive enough to revisit in a few months.
Add the approved partner URL to activate
Partner link. Only shown where it fits the decision context.